At a time when rising medical costs are burdening families across India, Punjab’s Mukh Mantri Sehat Yojna is emerging as a transformative healthcare model, offering universal coverage and financial protection to every resident of the state.
Under the leadership of Bhagwant Singh Mann, the Punjab government has positioned healthcare as a fundamental right, ensuring that access to treatment is based on need rather than eligibility.
₹10 Lakh Coverage for Every Family
The Mukh Mantri Sehat Yojna provides cashless healthcare coverage of up to ₹10 lakh per family, significantly higher than the ₹5 lakh limit under Ayushman Bharat.
With an allocation of ₹2,000 crore in the 2026–27 Budget, the scheme aims to cover nearly 3 crore residents across 65 lakh families, ensuring that no household is left behind.
Universal Coverage Without Eligibility Barriers
Unlike Ayushman Bharat, which is limited to economically weaker sections identified through specific databases, the Mukh Mantri Sehat Yojna adopts a universal approach.
Every resident of Punjab is eligible, eliminating the need for income certificates or inclusion in government lists. This makes the Mukh Mantri Sehat Yojna more inclusive and accessible to middle- and lower-income families who often fall outside traditional schemes.
Higher Investment, Broader Impact
The financial commitment behind the Mukh Mantri Sehat Yojna sets it apart. While the Centre allocates ₹9,500 crore for a population of over 140 crore, Punjab is investing ₹2,000 crore for just 3 crore people.
This translates into significantly higher per capita spending, reflecting the state government’s priority on accessible healthcare.
Wide Range of Treatments Covered
The Mukh Mantri Sehat Yojna covers over 2,300 treatment packages, including critical illnesses such as heart disease, cancer, kidney ailments, orthopaedic procedures, and accident-related injuries.
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This is broader compared to the approximately 1,900 packages offered under Ayushman Bharat, ensuring comprehensive care for beneficiaries.
Simple Enrollment and Expanding Reach
Enrollment under the Mukh Mantri Sehat Yojna is simple and accessible. Residents can register through Seva Kendras, Common Service Centres, or online platforms using Aadhaar or Voter ID.
To further increase outreach, trained volunteers are conducting door-to-door campaigns, helping families obtain Sehat Cards without hassle.
Real Impact on Ground
The benefits of the Mukh Mantri Sehat Yojna are already visible. In one instance, a 98-year-old woman from Moga received critical treatment without financial stress, highlighting the scheme’s real-world impact.
So far, over 9 lakh Sehat Cards have been issued, with treatment available across 900 empanelled hospitals in the state.
Healthcare as a Right, Not a Privilege
Punjab Health Minister Balbir Singh emphasized that the Mukh Mantri Sehat Yojna represents a shift in policy thinking.
“Healthcare should reach every resident, not just a selected few. Access must be defined by need, not eligibility,” he said.
The Mukh Mantri Sehat Yojna marks a significant shift in India’s healthcare landscape, offering universal, inclusive, and higher-value coverage. As medical costs continue to rise, Punjab’s model stands out as a people-centric approach aimed at ensuring financial security and timely treatment for all.