Uttar Pradesh : Chief Minister Yogi Adityanath on Thursday highlighted how digital governance has revolutionised the loan approval process for farmers, reducing the waiting period for Kisan Credit Card (KCC) loans from nearly a month to just five minutes through the e-KCC facility.
“Earlier, farmers had to wait 25 days to a month for KCC loans. Today, thanks to e-KCC, loans are approved within five minutes,” said CM Yogi while addressing the State Credit Seminar 2026-27 at Lok Bhawan during the release of the State Focus Paper.
For 2026-27, Uttar Pradesh has set an agricultural credit target of ₹3 lakh crore, marking a 13% increase over previous years. The CM Yogi Adityanath also emphasised the potential of artificial intelligence in agriculture, citing examples like the Kasya Milk Producer Company Limited, a farmer producer organisation run by 1,005 differently-abled members.
Highlighting women-led initiatives, he mentioned a mustard production company in Mathura operated by 750 women, where linking production with processing has significantly improved profits. CM Yogi Adityanath assured government support for such projects.
नाबार्ड द्वारा आज लखनऊ में आयोजित यूपी के प्राथमिक क्षेत्रों में ऋण संभाव्यता पर राज्य ऋण संगोष्ठी एवं राज्य फोकस पेपर 2026-27 के विमोचन कार्यक्रम में सम्मिलित हुआ।
इस अवसर पर प्रदर्शनी का अवलोकन भी किया।
यह क्रेडिट संगोष्ठी आदरणीय प्रधानमंत्री श्री @narendramodi जी के विजन के… pic.twitter.com/FXoE8jjjhP
— Yogi Adityanath (@myogiadityanath) February 5, 2026
CM Yogi Adityanath Highlights Cooperative Sector Revival and Partnership with World Bank in Agri-Tech
On the cooperative sector, he said that digitisation, e-governance, and transparent policies under “Sahkar se Samriddhi ki Ore” have strengthened governance and accountability. UP has become the first state in India to partner with the World Bank in agri-tech. Key government priorities include agriculture, MSMEs, women empowerment, agri-tech, and youth entrepreneurship.
Recalling the situation before 2017, the Yogi Adityanath said that the cooperative sector was previously dominated by mafia influence, with 16 district cooperative banks declared defaulters by RBI. Today, 15 of these banks are profitable, and efforts are ongoing for the remaining one.
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The MSME sector, which had faced a decline, has been revitalised through the One District One Product (ODOP) initiative. UP is also the first state to offer ₹5 lakh security insurance for MSME units, with 96 lakh units supporting nearly three crore families. State exports have risen from ₹84,000 crore to ₹1.86 lakh crore after linking ODOP with technology, markets, and design.
CM Yogi Adityanath noted that the credit-deposit ratio has increased from 43% to 61%, with targets of 62% by March 31 and 65% for 2026-27. He added that 86% of state land is irrigated, 16 lakh tube wells receive free electricity, canal irrigation is free, and solar panels have been distributed to 1 lakh farmers.
He urged banks to simplify loan conditions and support farmers, FPOs, MSMEs, and cooperative institutions. During the event, several FPOs were honoured, and ministers Suresh Kumar Khanna, Surya Pratap Shahi, along with NABARD GM Pankaj Kumar and RBI regional GM Pankaj Kumar, were present.