Banks open on Dec 20, 2025. Check RBI holiday schedule, state-wise closures, and plan transactions with digital banking during year-end breaks.
Bank Holiday: In accordance with Reserve Bank of India (RBI) regulations, all government and private banks are closed on the second and fourth Saturdays of each month, in addition to Sundays, national holidays, and state-specific holidays. Due to impending holidays, weekends, and year-end breaks, banking services may be disrupted for many days in a row in some areas as December 2025 draws to a close.
To avoid last-minute inconvenience, citizens are encouraged to schedule their official work and transactions appropriately.
On December 20, are banks open? Look Here
On all Sundays and the second and fourth Saturdays of every month, banks are closed. All banks, both public and private, will be open on December 20th since it falls on the third Saturday. However, since December 21st falls on a Sunday, all banks nationwide will be closed.
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December Bank Holiday: Examine the State-Wise List
- Sikkim’s Losoong and Namsoong on December 20 and 22
- Christmas Eve, December 24 (Mizoram, Nagaland, Meghalaya)
- Christmas (nationwide) on December 25
- December 26: Christmas festivities in Meghalaya, Nagaland, and Mizoram
- Christmas is on December 27 in Meghalaya.
- December 30 is U Kiang Nangbah’s (Meghalaya) death anniversary.
- December 31: Imoinu Iratpa (Mizoram, Manipur) and New Year’s Eve
What Do You Need to Know?
Digital platforms will continue to provide necessary financial services even if bank offices remain physically closed.
- Consumers can pay their bills, check their balances, and transfer money via online and mobile banking.
- The regular operational windows for NEFT and RTGS services shall be followed.
- Card transactions and ATMs will continue to function.
- During the shutdown period, requests for demand drafts, checkbooks, and other account-related services may be made online.
- To guarantee continuous access to necessary services, customers are encouraged to plan their transactions appropriately and rely on digital banking.